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Buying a hypercar for the school run
A friend of mine in Belgium owns a beautiful BMW M5, capable of doing nearly 300km/h if de-restricted. The national speed limit is 120km/h. He doesn’t go to track days, but he does drop his kids off at...
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Trust me, I don’t want to use my mobile
The more I hear people discuss mobile payments, the more I believe that it’s actually of more importance to the industry than it is to the consumer. Polls such as Bain & Co conducted for eMarketer...
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The great interoperability myth
A question I’ve been asked many (many, many) times about payment cards is why do we keep old acceptance components on the card once we’ve migrated to EMV? For most you should read this as ‘why keep a...
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The penny dropped
Apple Pay won't change the way that most of us pay itself, but it has opened a new door to future ubiquitous payment methods via the mobile, IoT or wearable devices.
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Microtraining: EMV in Three
As part of my role as an EMV Evangelist, I’ve produced ‘EMV in Three’, which is essentially all you need to know about EMV in less time than it takes to make a coffee. Please feel free to share this...
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Cartes 2014, Paris
The 29th edition of Cartes in Paris has been a strange old show. Meeting friends old and new is still an integral part of this annual calendar marker, but the show itself seems to be evolving into...
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The Starbucks Moment – or how Europe can learn from EMV in the US
A friend in Seattle was telling me about the proud coffee culture there. For the longest time, coffee shops were Continue reading →
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Authorisation is the New Interchange
It probably wouldn't lead to a great drop in the costs for a Merchant, but it would create a fairer environment and provide greater transparency.
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Do you hear the bell tolling?
So with margin erosion, tough competition and increasingly unfavourable regulation, where do the remain domestic debit schemes go? Is the bell indeed tolling on domestic debit?
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Technodazzle
I was reading an article a few days ago on the plateau of ebook reader sales and the slow retreat back to paper (here), and of course this lead my thoughts back to our own industry – particularly the...
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